Buying a house these days is more difficult for young people purchasing their first home than it ever has been. The uncertainty in the market has made it an opportune time if you are buying your first house to get a good deal, but the banks are making it harder to get a mortgage. The more stringent guidelines that the banks have imposed are making it more challenging for people to qualify for a mortgage. The good news is that the Canadian Government is trying to help. They are offering government grants for first time homebuyers.These Canadian government grants for first time homebuyers are making it possible for people to get into their first house much sooner than they would on their own. In addition, because there is no interest on the money and no monthly payment it makes it a little easier to qualify we buy any house for a mortgage. If you?re wondering if you will qualify for the government grants, for first time homebuyers you will be happy to know it is available, however if you have owned a house previously you do not qualify.You must also have good credit to qualify and a preapproval from a bank showing that you are approved for a mortgage. It is important to note that not all banks will allow you to use a down payment that comes from a government grant. First time homebuyers should seek out the help of a mortgage broker in this situation, they are aware of the banks that will allow down payments from the Canadian government grants for first time homebuyers program.So how does a person get a government grant? First time homebuyers must first speak to a mortgage broker and fill out an application for a preapproval.